Indexed Universal Life Insurance: Versatile coverage with the potential for cash value growth.
- Tax – Free.
- Emergency Fund.
- Pension maximization.
- College Savings/Funding.
- Compound interest profit.
- Lump Sum Capital Transfer.
- The Dream financial Solution
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True benefits...
Why choose an IUL policy?
Growth potential and wealth accumulation: The IUL policy offers the opportunity to accumulate wealth over time. Your premiums are allocated to a cash value account that is linked to the performance of an index. This means you can benefit from positive market growth without assuming direct investment risks. IUL allows you to participate in the market’s growth potential, which can significantly increase the cash value of your policy over the years.
Financial protection.
IUL provides a death benefit to protect your loved ones in case of the unexpected.
Indexed cash value
IUL's unique feature: potential cash value accumulation through indexing.
IUL Growth potential
IUL's cash value grows with linked index performance, increasing over time.
IUL Taxes benefits
Tax advantages are a benefit of IUL. Withdrawals and death benefits are often tax-exempt.
Flexibility and control: IUL provides flexibility in terms of premiums and benefits.:
IUL provides flexibility in terms of premiums and benefits. You can adjust the amount of your premiums and the amount of life protection according to your changing needs over time. You can also access a portion of the accumulated cash value through loans or partial withdrawals, giving you some control over your financial resources.
They found solutions to their problems!
Robert Rodriguez, age 45
I never thought life insurance could be an investment until I discovered IUL. Thanks to my policy, I have peace of mind knowing that my family is protected and I’m creating a tax free cash fund.
M David Johnson, age 50.
As a business owner, I need flexibility in my finances. IUL provides that and more – I can adjust my coverage and premiums as needed, and my policy offers tax-free growth potential. It’s a smart investment for my future.
S Tamika Jones, age 35.
I was hesitant to invest in life insurance, but IUL changed my mind. Not only does it provide a guaranteed death benefit, but I’m also able to build cash value that I can use for future expenses. It’s a win-win situation.
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Differences that benefit you.
401(k) or IRA
- Tax-deferred growth
- Contributions limited
- Withdrawals taxed
- Penalty for early access
- No death benefit
(IUL)
- Tax-free growth
- No contribution limits
- Withdrawals tax-free
- No penalty for accessing the cash value
- Guaranteed death benefit
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